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How Preppers Can Obtain Monetary Freedom

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It’s no secret that preppers are making ready for some type of exhausting instances. Whether or not it’s a pure catastrophe, financial collapse, or one thing else, they know that issues may go south rapidly. Some of the essential points of prepping is monetary readiness.

Many preppers are ready for bodily risks however neglect to organize for intangible ones like job loss, poverty, and financial hardship. In reality, it’s an financial catastrophe that’s most probably to be the “large one” you’ll must face in your lifetime.

If you happen to’re not ready financially, you’ll be in a world of bother when issues go unhealthy. On this article, we’ll talk about the right way to obtain monetary freedom and turn out to be extra ready for tough instances forward.

Monetary Bother Could be Simply as Dangerous as Any Catastrophe

Pure disasters trigger loads of destruction and mayhem on their very own, however it’s the “quiet” destruction of financial collapse and private monetary woes that may radically form your private panorama, and never for the higher.

Within the wake of a pure catastrophe, you will have to take care of issues like looting, value gouging, shortages of important objects and companies, hardships in getting needed medical care, injury to or lack of your house or property, and extra. These are just some examples. The listing may go on and on.

However what about when there isn’t any bodily catastrophe? What about when it’s all ones and zeros, the tender terror of creating ends meet? That’s the place financial collapse could be so harmful.

It could trigger all types of havoc in our private lives with out us even realizing it till it’s too late. Job loss, poverty, and homelessness can occur in a short time in an financial downturn. And they are often simply as devastating as any pure catastrophe.

So, how are you going to shield your self? How will you be ready for this “large one”? The reply is monetary freedom. Monetary freedom is the flexibility to reside with out having to fret about cash.

It’s the flexibility to climate any storm, whether or not it’s a pure catastrophe or an financial one. And it begins with taking management of your funds.

How Can a Prepper Defend Towards a Monetary Downturn?

Typically we will see cash woes coming on account of happenstance, or our personal motion or inaction. Different instances it appears we’re beholden to forces which can be a lot greater than we’re, and fully past us.

Regardless of the case, like some other disaster there may be established and dependable procedures for minimizing and mitigating the injury.

The primary and most essential factor is to place a cease to the most important monetary vulnerabilities that most individuals residing within the West fall sufferer to.

Name it cultural, established order or no matter you need, however these components can rapidly show to be the weak hyperlink in your monetary armor. We’ll discuss these particular vulnerabilities within the subsequent part.

The opposite factor you are able to do is improve your monetary IQ! You take that all-important first step by studying this text, however your research should not start and finish with this.

You have to learn the way good folks deal with cash so that’s all the time one step forward of the sport, and in order that keep forward of insolvency by retaining the stream of bucks flowing ever towards them.

It isn’t sufficient to place your head down and work away like some sort of beaver; you have to act and react to an ever-shifting, ever-changing monetary panorama if you wish to survive a monetary calamity!

Tips on how to Put together for Financial Exhausting Occasions

The important thing to making ready for financial exhausting instances is to be proactive and take steps now to safe your future. Listed below are the chief vulnerabilities and techniques that have to be addressed :

  • Begin by evaluating your present monetary state of affairs. Make a price range and stick with it.
  • Slash private and institutional money owed. Any debt is an enormous vulnerability in a disaster, notably an financial one.
  • Lower your expenses wherever you possibly can. Reduce on pointless bills and put the financial savings right into a wet day fund.
  • Put money into your self by taking programs or studying new expertise that would result in higher job alternatives down the street.
  • Moonlight to boost further funds with what time and expertise you’ve gotten. Most people who find themselves experiencing cash troubles aren’t utilizing their time correctly.
  • Put a few of your cash into property that may maintain their worth throughout powerful instances, akin to treasured metals, land, and even cryptocurrencies like Bitcoin. Sensible preppers will make use of liquid property that may be readily transformed to money.

We’ll talk about every of them in flip beneath.

Funds Like Your Life Relies upon On It; It Does!

Among the best methods to organize for exhausting instances is to get your funds so as. This implies creating and sticking to a price range. It’s not straightforward, but it surely’s important. When cash is tight, it’s essential know the place each penny goes.

There are a lot of useful on-line instruments and apps that may make this course of simpler. You too can discover free printable budgets on-line. Simply do a fast Google search and also you’ll be in your manner.

One other technique to save is by slicing again on pointless bills. Brown bag your lunch as a substitute of consuming out, cancel cable and promote unused objects on-line.

These small steps can add up rapidly and allow you to build a solid financial foundation that may “snowball” rapidly into enormous strides in direction of your goal.

Get Rid of Money owed

One other essential step is to do away with debt. This will appear counterintuitive, but it surely’s truly probably the greatest issues you are able to do on your monetary well being.

While you’re in debt, you’re primarily paying another person for the usage of your cash. And when you can’t make your funds, you possibly can find yourself shedding your house or your automotive.

Don’t delude your self into considering that debtors will forgive your money owed in an excessive state of affairs, or that they received’t attempt to repossess something the debt is hooked up to; now we have too many examples within the latest historical past of bankers and tax males doing simply the other!

Acquaint your self with the auctions happening through the American Nice Melancholy when you want extra affirmation!

So, how do you do away with debt? The easiest way is to start out by paying off your high-interest debt first. This consists of issues like bank card debt and payday loans. When you’ve paid off these money owed, you possibly can concentrate on paying off your different money owed, one after the other.

You too can attempt to get a decrease rate of interest in your debt. This may be completed by refinancing your mortgage or by taking out a private mortgage to repay your different money owed.

And at last, be sure to’re not spending greater than you earn. When you’ve gotten extra money coming in than going out, you’ll be in a significantly better place to repay your money owed.

Financial savings: Your Survival Air Tank

In relation to prepping for monetary exhausting instances, financial savings is your survival air tank. Consider it like an air tank {that a} scuba diver wears to descend into the lethal depths of the ocean, or a rescuer wears right into a poisonous environment: so long as there may be air within the tank, they’re far much less more likely to be harmed in what would in any other case be deadly circumstances! Your financial savings are the identical.

It’s essential to have enough saved up within the “tank” so to journey out the hazard with out having to fret about offering.

It’s additionally essential to keep in mind that not all financial savings are created equal. In a downturn, sure kinds of financial savings might be extra precious than others.

For instance, financial savings in a checking account are way more liquid than financial savings in a 401(ok). Different investments is perhaps nice and extremely productive, however might be nearly unreachable when it’s essential make use of them!

A “liquid” asset signifies that you’ll be capable of entry it as money way more simply when you want it. So, when you’re seeking to beef up your monetary preparedness, ensure that to maintain a few of your financial savings in a checking account or another technique the place you’ve gotten higher management of it.

Or, you possibly can do it like your grandparents did it and hold a stash of money cash available and nicely hidden so you possibly can all the time get to it whenever you want it.

It’s crucial that you just shield this stash from theft and destruction, and that you just perceive it turns into much less and fewer precious over time on account of inflation!

Making Your self Much less Financially Fragile

Most likely crucial factor you are able to do as a prepper within the twenty first century is beginning making your self much less fragile financially.

What this implies is diversifying your revenue sources and hardening your self towards financial downturn, job market challenges, and different issues that may serve to chop you off from a dependable, regular revenue.

It’s not sufficient to easily go to high school or be taught a commerce, discover a job at a dependable firm after which maintain on tight and put your time in for 20 years earlier than you retire with a nifty pension.

That period is lengthy gone. Outsourcing, automation, and obsolescence can see most professionals residing in a “right here immediately, gone tomorrow” market.

As a substitute of getting mad or residing in desperation or concern of being left at a dead-end within the rat race, adapt! Make your self right into a monetary hydra; when you endure an harm, you come again stronger!

You are able to do this by means of a number of means, specifically by diversifying your skillset, moonlighting for further money, creating passive revenue streams, and radically decreasing your dependence on society.

Diversifying Your Talent Set

Step one to taking management of your monetary future is diversifying your ability set. This implies having a couple of string to your bow in order that when you lose your main supply of revenue, you’ve gotten others to fall again on. In powerful instances, having marketable expertise is extra essential than ever.

If you happen to’re unemployed or underemployed, it’s time to put money into your self. Talent up! Take programs or be taught new expertise that would result in higher job alternatives down the street whereas instances are good.

The important thing right here is to not turn out to be a “jack of all trades” however fairly to have a number of strong expertise outdoors however complementary to your regular AOE that may be utilized in numerous methods and herald further money move if want be.

For instance, if you’re an online developer, additionally be taught some fundamental graphic design; when you work in customer support, additionally be taught some fundamental accounting or bookkeeping.

Alternately, you would possibly put money into a very totally different however evergreen ability or commerce that may survive the overall collapse of your business sector and can also be one thing that continues to be in excessive demand.

Issues like plumbing, electrical work, transportation, and so forth by no means actually exit of favor, so to talk.

If doable, you would possibly try to be taught at the least one worthwhile ability that may be completed on-line or from house, so that you’re not reliant on discovering a standard employer who’s prepared to offer you an “in-person” job.

Moonlighting

An effective way to construct up some further money move is to moonlight; doing a number of freelance jobs in your free time or evenings.

This may be something from writing, design work, tutoring, and even pet sitting! The great thing about freelancing is that there’s no have to commit full-time and you may simply match the work round your present job.

The important thing right here is to guarantee that the roles you tackle are prime quality and mirror nicely in your private model.

You don’t need potential purchasers considering “oh, she’s only a part-timer” or “he does crappy work for affordable”. High quality over amount all the time!

Creating Passive Earnings Streams

Among the best methods to turn out to be financially resilient is to create passive revenue streams. These are sources of revenue that are available in recurrently, with little or no enter from you as soon as they’re arrange.

Some widespread examples embody rental properties, dividend shares, peer-to-peer lending and even writing a ebook!

The important thing right here is to start out small and work your manner up; don’t exit and purchase ten rental properties on day one! Attempt choosing one or two issues that curiosity you and see if you may make them be just right for you. For instance, when you like investing, analysis low-cost index funds which have a superb observe document.

When you’ve bought the cling of it, add one other stream and hold going till you’ve gotten a number of totally different sources of passive revenue coming in every month.

Lowering Your Dependence on Society

Lastly, probably the greatest issues you are able to do to turn out to be financially unbiased is to cut back your dependence on society.

This implies slicing down on bills wherever doable, creating and sticking to a price range, and investing in property that may maintain their worth (akin to gold and silver).

It additionally means changing into extra self-sufficient, so to present for your self and your loved ones with no need to depend on the federal government or large companies.

This would possibly imply rising your individual meals, studying fundamental carpentry, and even simply having a well-stocked pantry! Many preppers see a completely practical, self-contained, and off-grid homestead as the last word means to this finish.

Conclusion

Briefly, there are many issues you are able to do to turn out to be financially free and take management of your future even if you’re going through disastrous instances. It could appear daunting at first, however with a little bit of effort and planning, you may make it occur.

By following these steps, you possibly can turn out to be debt-free and obtain monetary stability and certainty. So, don’t wait till it’s too late. Begin taking management of your funds immediately.

Do you’ve gotten some other ideas or confirmed methods for changing into financially free? Tell us within the feedback!

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Surviving the First 72 Hours of a Grid Down Scenario: Are You Ready?

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Imagine this: You wake up one morning, and everything has changed. The lights don’t turn on, your phone is dead, and the familiar hum of electricity is gone. This is not a temporary blackout—this is a full-blown grid down scenario. The first 72 hours will be critical for your survival, and what you do now could mean the difference between life and death. Are you prepared?

Day 1: Immediate Shock and Disruption

The initial moments of a grid-down scenario are marked by confusion and panic. As you stumble through the darkness, you’ll quickly realize the extent of your dependence on electricity. There’s no coffee brewing, no news updates, and no way to charge your devices. The silence is deafening.

Food and Water Crisis

By midday, you’ll start to feel the pinch. Without refrigeration, perishable foods in your fridge and freezer will begin to spoil. The water supply, dependent on electric pumps, will soon run dry. Supermarkets will be mobbed, shelves stripped bare in hours as people scramble for essentials. If you haven’t stockpiled food and water, you’ll be in immediate danger.

Supply Chain Breakdown

The supply chain disruption will be almost instantaneous. Trucks won’t deliver goods, gas stations will close as fuel pumps fail, and cash registers will stop working. Those relying on just-in-time delivery systems will be the first to feel the strain. Expect long lines, shortages, and desperate people.

Day 2: Rising Panic and Social Disorder

As the reality sets in, panic will spread. Communication networks will be down, cutting off access to emergency services and isolating communities. The lack of information will fuel fear and uncertainty.

Social Disorder and Crime

Desperation breeds chaos. Without the rule of law, looting and violence will erupt. Stores and homes with visible supplies will be prime targets. Police forces, overwhelmed and unable to coordinate, will struggle to maintain order. In neighborhoods, distrust will grow as resources dwindle and survival instincts take over.

Sanitation and Health Hazards

Sanitation will become a major issue by the second day. With no running water, toilets will back up, and garbage will pile up. The risk of disease will skyrocket. Without access to clean water, even minor injuries could become life-threatening infections. Hospitals, overwhelmed and underpowered, will turn people away.

Day 3: Survival of the Fittest

By the third day, the veneer of civilization will have started to crumble. Those who are prepared will fare better, but the unprepared will face a dire struggle for survival.

Food and Water Desperation

If you haven’t secured a source of clean water by now, dehydration will set in. The unprepared will scour the streets, searching for any means to quench their thirst. Scavenging for food will become dangerous as fights break out over scraps. People will start consuming whatever they can find, increasing the risk of foodborne illnesses.

Community and Cooperation

In this dark reality, cooperation becomes crucial. Communities that band together to share resources and skills will have a better chance of surviving. However, trust will be hard to come by as desperation turns neighbor against neighbor.

The Harsh Reality: Preparation is Key

emergency-backpack-equipment-organized-on-table

A grid down scenario isn’t just a possibility—it’s a looming threat. Natural disasters, cyber-attacks, or even geopolitical conflicts could trigger such a collapse at any moment. The time to prepare is now.

  • Stockpile Essentials: Ensure you have at least a two-week supply of non-perishable food and water. Aim for a gallon of water per person per day.
  • Secure Your Home: Reinforce entry points to deter looters and stock up on defensive tools.
  • Establish Communication Plans: Have battery-powered or hand-crank radios and establish communication plans with family and neighbors.
  • Sanitation Supplies: Store plenty of sanitation supplies, including garbage bags, bleach, and portable toilets.
  • Medical Kit: Keep a well-stocked first aid kit and essential medications.
  • Alternative Power Sources: Invest in solar chargers, batteries, and generators.
  • Learn Survival Skills: Knowledge of first aid, water purification, and basic self-defense can be invaluable.

The first 72 hours of a grid-down scenario will be a test of your preparedness and resilience. Without power, society will quickly unravel, and only those who have taken steps to prepare will stand a chance. Don’t wait for disaster to strike—start preparing today. Your survival, and that of your loved ones, depends on it.

What are you and your family doing to prepare for the first 72 hours of a “grid down” scenario? Leave your thoughts in the comments below.

 

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Essential Bug Out Items Your Family Won’t Survive Without

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Bug Out Bag Emergency Items

In times of crisis, being prepared can make all the difference between safety and chaos. One essential component of emergency preparedness is the Bug Out Bag, a portable survival kit designed to provide you with the basic tools of life during evacuations. Whether you’re facing a natural disaster or a man-made emergency, having a well-equipped Bug Out Bag could be the key to your survival.

Also known as a Go Bag, Go Kit, or 72-Hour Bag, a Bug Out Bag is a short-term survival kit typically stored in a backpack for ease of transport. Its primary function is to provide you with essential supplies and tools in case you need to evacuate your home or workplace quickly. While it’s not meant for long-term survival, a Bug Out Bag is crucial for short-term emergencies, allowing you to sustain yourself for 72 hours or more until help arrives.

Building Your Bug Out Bag

emergency-backpack-equipment-organized-on-table

When assembling your Bug Out Bag, it’s essential to prioritize your needs and tailor your kit to your specific circumstances. Consider your evacuation plans and priorities, such as where you would go and what you would need for the first 3-4 days. While everyone’s Bug Out Bag may differ slightly based on individual needs and geographic location, there are several essential items that every kit should include:

Environmental Protection

Clothing & Weather Protection: Pack durable clothing suitable for the climate and weather conditions in your area. Include a poncho for rain and wind protection, as well as a lightweight camping tarp for shelter.

Clothes Clips: These handy clips are useful for hanging wet clothing or towels, providing added convenience during emergencies.

Water Purification

Water is critical for survival, so ensure you have reliable methods for purifying water. Consider including items like a stainless steel water bottle, water filter, water purification tablets, and collapsible water bottles to meet your hydration needs.

Food Supplies

Pack a 3-day supply of food and snacks that are easy to store and prepare. Opt for freeze-dried pre-packaged foods that can be reconstituted with boiling water, along with energy bars and trail mix for quick sustenance on the go.

Sleeping Gear

Ensure your comfort during overnight stays with essential sleeping gear, including a pillow, sleeping mask, earplugs, and a compact blanket or sleeping bag.

First Aid & Hygiene

Prioritize your health and hygiene with a well-stocked first aid kit containing essential medical supplies. Additionally, include personal hygiene items like a toothbrush, soap, toilet paper, and wipes to maintain cleanliness and prevent infections.

Survival Tools

Equip yourself with versatile tools for various survival tasks, such as a durable backpack or wheeled pack for carrying your supplies. Include navigation and communication tools, a headlamp, multitool, paracord, and essential personal documents for added preparedness.

Upgrades/Additions

Consider additional items to enhance your Bug Out Bag, such as a ham radio, solar charger kit, survival knife, folding saw, playing cards, pepper spray (if legal), and a one-person tent for extended shelter options.

Common Mistakes and Tips

When assembling your Bug Out Bag, avoid overloading it with unnecessary items that add excess weight and bulk. Focus on prioritizing essential categories like environmental protection, water purification, food supplies, sleeping gear, and first aid. Keep your Bug Out Bag lightweight and manageable, aiming for a total weight of under 30 lbs to ensure comfortable mobility during evacuations.

Remember to tailor your Bug Out Bag to your specific needs and circumstances, considering factors like terrain, climate, and personal preferences. Additionally, practice proper weight distribution and packing techniques to ensure comfort and balance while carrying your Bug Out Bag.

In times of crisis, having a well-equipped Bug Out Bag can be a lifesaver, providing you with the essential tools and supplies needed to survive emergency evacuations. By prioritizing categories like environmental protection, water purification, food supplies, sleeping gear, and first aid, you can create a comprehensive Bug Out Bag tailored to your specific needs and circumstances. Stay prepared, stay safe, and remember that being proactive today can make all the difference in tomorrow’s emergencies.

Does every member of your family have a bugout bag? Did we leave anything off our list? Leave your thoughts in the comments below. 

 

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Domestic Terrorists Target The American Power Grid

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Buckle up, prepared families. The threat to America’s power grid is closer and more pressing than you probably thought. The enemy this time isn’t an EMP blast or sophisticated cyberattackers backed by a hostile foreign power. Indeed, the most pressing threat to America’s power grid is much less exotic and closer to home – domestic terrorists are targeting the American power grid. 

What’s more, a critical breakdown in communication between law enforcement agencies and officials responsible for the security of the power infrastructure has left state and federal regulators largely uninformed about the true extent of these threats. 

The blind are leading the blind when it comes to protecting the national power grid against threats from domestic terrorists. What’s more, the power grid is likely much more fragile than you suspect. All of this underscores the need for you and your family to be ready for a massive blackout, perhaps only lasting days, but potentially lasting weeks or even years. 

According to energy regulators, a lack of comprehensive information is impeding efforts to safeguard the extensive electricity system of the nation. The problem is that there’s simply not enough data to ensure the grid is properly guarded against all threats, including domestic terrorists hellbent on crashing the grid for their own nefarious purposes. 

Statistics reveal a troubling trend with the national power grid. In the first half of the current year, utilities reported 94 physical and computerized threats or assaults on electric grid infrastructure to the Department of Energy. This is a significant spike from the 67 incidents reported during the same period in 2022. The country is on track to equal or surpass the previous year’s record of 164 major cyber and physical attacks.

All signs point to “we’re just getting started” rather than a troubling and disturbing trend that’s about to run its course. Indeed, the actual number of attacks might be higher than indicated by the Department of Energy’s data. Certain incidents reported to Homeland Security officials by utilities did not appear in the DOE data. The lack of a centralized agency maintaining a comprehensive record and the lack of automatic alerts from law enforcement investigating potential threats further contribute to the challenge.

Law enforcement officials attribute much of the rise in grid assaults to white nationalist and far-right extremists who use online forums to disseminate tactical advice on disrupting power systems, according to the FBI. Indeed, the far-right in America is well aware of the threat that the increasingly rickety American power grid represents. Younger members are increasingly concerned with ecological issues, making the average left-wing climate activist look like Bambi by comparison. 

That might not sound very threatening to you – after all, how many far-right extremists are there attacking the power grid in, America? However, it’s important to understand just how fragile the American power grid is. There are over 10,000 high-powered transformers in the United States. However, crippling a mere eight of them would result in the entire power grid crashing coast to coast.

The power grid isn’t like your laptop which you just turn off and turn back on again when it crashes. It would take at least 18 months for replacement parts to appear, plus a significant amount of time to install them and get the grid going again. 

It’s estimated that in the first year of a grid-down scenario in the United States 90 percent of the American population would die

For those responsible for running and regulating electricity plants and power lines, understanding the nature of the threats is of paramount importance. An illustrative example is the case where suspects with neo-Nazi ties were charged with plotting to take down Baltimore’s power grid earlier this year. ‘

Maryland’s top utility regulator, Jason Stanek, discovered the scheme from news reports, not receiving any information from law enforcement before or after the news broke. The incident left regulators “caught flat-footed” and underscored the urgency of improving communication channels to enhance the security of the nation’s power grid.

How is your family preparing for the grid to go down? What steps are you taking to protect yourself and your family in such a scenario? Leave your thoughts in the comments below.

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